如果您從未工作過,您可以領取國家養老金嗎?

退休金

如果您從未工作過,您可以領取國家養老金嗎?

許多人在達到國家養老金年齡之前可能從未工作過。那些因殘疾或患有無法工作的疾病等原因而從未工作過的人仍然有資格領取國家養老金。沒有這種理由的人可能沒有資格獲得國家養老金。

我需要多少年才有資格獲得全額國家養老金?

您需要 39 年合格的國民保險供款才能獲得全額。如果您有至少 10 年的合格年限,您仍然會得到一些東西,但它會少於全部金額。根據您的供款,您可能有資格獲得額外的國家養老金。

如果我賺了 0000,我能從社會保障中得到多少?

例如,AARP 計算器估計,1960 年 1 月 1 日出生的人平均年收入為 0,000,如果他們在 62 歲時申請社會保障,則每月可獲得 ,338 美元的福利,在完全退休年齡時為 ,911 美元(在在這種情況下,67),或 ,370 在 70。

2022 年 8 月會有刺激檢查嗎?

年 8 月批准了第二次退稅,為每位納稅人再發放 00 分。大多數納稅人將通過直接存款獲得退稅,第二筆付款於 8 月下旬開始推出。如果您更換銀行或沒有存檔直接存款信息,您將收到紙質支票。

社會保障的額外費用是多少?

社會保障

最新的此類增幅為 5.9%,將於 2022 年 1 月生效。2022 年的每月最高聯邦金額為:符合條件的個人為 41,符合條件的配偶為 261,為 21必不可少的人。

社會保障局是否會在 2022 年發出額外支票?

答案。不,社會保障領取者在 9 月不會收到獎金。數以百萬計的補充保障收入 (SSI) 接受者將在 9 月收到兩筆付款,但這不是額外付款。

繳稅前可以領取多少養老金?

如果您有固定繳款養老金(最常見的一種),您可以將 25% 的養老金免繳所得稅。通常這是通過一次性支付四分之一的底池來完成的,但也可以採取一系列較小的一次性支付,每筆 25% 免稅。 3 天前

養老金有什麼好處?

您的退休金可幫助您維持退休後的生活水平,而儲蓄可為不可預見的開支提供重要的補充收入。團體養老金計劃提供有保障的終生每月收入,這使得擁有這些養老金的人更容易獲得退休後的財務保障。

50歲可以領取養老金嗎?

在您開始從中提取收入之前,您需要支付固定繳款養老金的最短時間沒有限制——前提是您在獲得養老金時已超過 55 歲——因此開始養老金永遠不會太晚。四月2022 年 5 月

我應該將我的養老金轉移到 IRA 嗎?

將養老金計劃轉入 IRA 的優點包括更廣泛的投資選擇、避稅、更好地控制您的退休儲蓄以及提款的靈活性。轉入 IRA 的缺點包括失去債權人保護、沒有貸款選擇權以及提前退休的處罰。

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